Closing costs, before you commit

Know the number before you sign.

Escrow, title insurance, transfer tax and recording fees — itemized by sale price and county. No login, no form, no phone call required to see it.

The transaction

Change any figure and the statements update.

County transfer tax: $1.10 per $1,000 of price.

Adds lender-side title and recording charges

Combined cost to transact
$8,338.09
0.98% of price

Buyer's closing costs

Title, recording and signing charges

Escrow / settlement fee — buyer's half$1,100.00
Lender's title policy endorsement$150.00
Concurrent loan services$340.00
Recording service (e-file)$23.00
Recording — deed of trust$200.00
Mobile notary / signing$250.00
Estimated buyer's closing costs$2,063.00

Seller's closing costs

Escrow, owner's policy and transfer tax

Escrow / settlement fee — seller's half$1,100.00
Owner's title policy — $850,000.00 coverage$3,895.09
County documentary transfer tax — $1.10 per $1,000$935.00
Recording — grant deed$50.00
FTB 1099 processing$45.00
Mobile notary / signing$250.00
Estimated seller's closing costs$6,275.09

Want these numbers on your actual property?

We'll order a real estimate with your county, city and any HOA or bond charges included.

Why this estimate is different

Itemized, not a lump sum

Every escrow, title, transfer tax and recording line is shown with who typically pays it.

No captive title company

We don't own the title company — so this estimate isn't a sales pitch for one.

Built on a real rate sheet

The math comes from a published Ticor Title schedule and county transfer tax rates.

Estimates only, for illustration. Figures use a published Ticor Title fee schedule, the county documentary transfer tax rate you select, and standard third-party charges. They exclude lender fees, discount points, HOA transfer and document fees, property tax prorations, homeowner's insurance and any negotiated escrow split. Final figures come from your escrow officer's settlement statement. UR TEAM Real Estate Services is a licensed California real estate brokerage and mortgage broker (DRE #01979726 · NMLS #1371923) — not a title insurer, underwritten title company or escrow agent.